Grain Dealers Mutual

Archived Agent Bulletins

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Bulletin	State	Date	Description
Earn More in 2004!	ALL	01/04	Details on our Profit-Sharing Commissions
Commercial Lines Underwriting	AR, AZ, IN, MS, NM, OK	01/04	Revised Commercial Lines underwriting assignments for Home Office personnel
Loss Costs revision - New Mexico	NM	01/04	Revised Loss Costs and Multipliers for New Mexico
Commercial Lines BOP	NC	01/04	Revised BOP Loss Cost Multipliers
Loss Costs revision - Indiana	IN	01/04	Revised Loss Costs and Company Multiplier for Indiana
Direct Bill Plan - Oklahoma	OK	01/04	Direct Bill Plan - Billing Fee change
Direct Bill Plan - New Mexico	NM	01/04	Direct Bill Plan - Billing Fee change
Direct Bill Plan - Mississippi	MS	02/04	Direct Bill Plan - Billing Fee change
Direct Bill Plan - Arkansas	AR	02/04	Direct Bill Plan - Fee change
Workers Compensation revision	NC	02/04	Revised Loss Costs
Underwriter Change - Arkansas	AR	02/04	New Personal Lines Underwriter
Homeowners Business - Indiana	IN	03/04	Submissions of new Homeowners business now accepted with specific underwriting requirements.
Policy Correction	OK	03/04	PP0462 Uninsured Motorists Coverage
Acord Application for Personal Lines	ALL	03/04	For consistency, please utilize ACORD applications for all Personal Lines new business submissions.
Records Storage	OK	04/04	Oklahoma Insurance Department Directive
Loss Costs revision - North Carolina	NC	04/04	General Liability Loss costs and revised Loss Costs Multiplier to be implemented.
Homeowners moratorium - Arkansas	AR	04/04	Homeowners moratorium lifted for selected agencies
Personal Auto - Arkansas	AR	04/04	New Personal Auto rates and access to quick quote
Homeowners rating - Arkansas	AR	04/04	New Homeowners rates, coverage forms and access to quick quote
Homeowners rating - New Mexico	NM	04/04	New Homeowners rates, coverage forms and access to quick quote
General Liability - Mississippi	MS	05/04	New Loss Costs and Company Multipliers
Commercial Auto - New Mexico	NM	05/04	New Loss Costs and Company Multipliers
Email Address request - Indiana	IN	04/04	Requesting email address from Indiana agents
Manual Personal Inland Marine	ALL	05/04	Discontinuing Manually-Prepared Personal Inland Marine policies
Private Passenger Clean Risk	NC	05/04	Non-Fleet Private Passenger Auto Clean Risk Allocation surcharge announced
Businessowners revised - Tennessee	TN	05/04	Revised Lost Costs for Commercial Auto
Commercial Auto revised - Indiana	IN	05/04	Losts Costs and Company Multiplier revised
Homeowners moratorium - Mississippi	MS	05/04	Homeowners moratorium lifted
Dwelling coverage forms	IN	06/04	Revised Dwelling Coverage Forms for Indiana
Quick Quote - Mississippi	MS	06/04	Quick Quote now available for Mississippi auto
Quick Quote - North Carolina	NC	06/04	Quick Quote now available for North Carolina auto
Businessowners Loss Costs	VA	06/04	Businessowners Loss Costs for Virginia
Commercial Auto - Loss Costs	TN	07/04	Revised Loss Costs and Company Multipliers for Commercial Auto
BOP Incentives	NC, TN, VA	07/04	Bonus Bucks for BOP
A Commitment to Growth and Service	AR, AZ, IN, MS, NC, NM, OK	06/04	Our commitment to BOP
Auto Quick Quote - New Mexico	NM	07/04	Personal Auto Quick Quote now available on our web site
Auto Quick Quote - Oklahoma	OK	07/04	Personal Auto Quick Quote now available on our web site
General Liability - Loss Costs	AZ	07/04	Revised Company Multiplier on General Liability
Commercial Property - Loss Costs	VA	07/04	Commercial Property Loss Costs and Company Multiplier to be implemented
Arkansas - ISO 2002 Dwelling	AR	07/04	Please review the Explanatory Memorandum and the Personal Liability Supplement.
Commercial Auto - Virginia	VA	08/04	Revised Loss Costs and Company Multiplier
Mississippi Homeowners	MS	08/04	Please review the Rate Change and New Coverage Forms explanation.
North Carolina Quick Quote	NC	08/04	Dwelling and Homeowners rating now available
Oklahoma Quick Quote	OK	08/04	Dwelling rating now available
New Mexico Quick Quote	NM	08/04	Dwelling rating now available
Mississippi Commercial Auto	MS	09/04	Loss Costs to be implemented
New Mexico General Liability	NM	09/04	Loss Costs to be implemented
Arkansas - General Liability	AR	09/04	Revised Loss Costs and Company Multiplier
Arkansas - Commercial Property	AR	09/04	Revised Loss Costs and Company Multiplier
Arizona - Commerical Fire/Allied	AZ	09/04	Loss Costs to be implemented
New Mexico - Personal Auto	NM	09/04	Revised Personal Auto rates
Premier Personal Auto Program	NC	10/04	North Carolina Premier Personal Auto Program provides 10% discount
Indiana General Liability	IN	10/04	Indiana General Liability Loss Costs have been implemented
Indiana Commercial Property	IN	10/04	Indiana Commecial Property Loss Costs have been revised
Mississippi Businessowners	MS	10/04	Mississippi Businessowners rates have been revised
New Mexico Businessowners	NM	10/04	New Mexico Businessowners rates have been revised
Oklahoma - ISO 2002 Dwelling	OK	10/04	Please review the Explanatory Memorandum and the Personal Liability Supplement.
Commercial Auto Loss Costs and Multipliers	NC	12/04	Revised Commercial Auto Loss Costs and Multipliers to be implemented
Commercial Auto Loss Costs	AZ	11/04	Revised Commercial Auto Loss Costs and Multipliers
General Liability Loss Costs	TN	11/04	General Liability Loss Costs to be implemented
Form HO-629	OK	11/04	Withdrawal of Homeowners Form HO-629
Commercial Fire/Allied Loss Costs	TN	12/04	Loss Costs to be implemented
Arkansas Personal Auto Rates	AR	12/04	Revised rates to be implemented
ISO 2002 Dwelling program	MN	12/04	Grain Dealers will adpot and implement new program.
12 month Personal Auto policy	NC	12/04	A new Personal Auto option
BOP Minimum Premium revised	NM	01/05	Revised Minimum Premiums for New Mexico Businessowners
BOP Loss Costs revised	OK	01/05	Revised Loss Costs for Oklahoma Businessowners
TN Commecial Auto Loss Costs	TN	02/05	Revised Loss Costs for Tennessee Commercial Auto
IN General Liability Loss Costs	IN	02/05	General Liability Loss Costs to be implemented within Indiana
AR General Liability Loss Costs	AR	02/05	General Liability Loss Costs to be implemented within Indiana
NM Commercial Property Loss Costs	NM	02/05	Commercial Property Loss Costs to be implemented
IN Homeowners revised rates	IN	02/05	Revised rates for Indiana Homeowners
AR Homeowners revised rates	AR	02/05	Revised rates for Arkansas Homeowners
AR Dwelling revised rates	AR	02/05	Revised rates for Arkansas Dwelling
OK Personal Auto revised rates	OK	02/05	Revised rates for Oklahoma Personal Auto
Workers Compensation Revision	NC	02/05	Revised Loss Costs received from NCCI
Facility Clean Risk Surcharge	NC	02/05	Non-Fleet Private Passenger Auto Clean Risk and Loss Allocations
Homeowners moratorium lifted	AR	02/05	Arkansas Homeowners moratorium lifted
Token of Appreciation	ALL	02/05	Redemption Options for the Token of Appreciation program
New Personal Auto Plan	AR,IN,MS,OK,NM	02/05	12 month personal auto plan now available
Revised Dwelling Loss Costs	OK	03/05	New Loss Costs for Dwelling
Commercial Property Loss Costs	OK	03/05	New Loss Costs for Commercial Property in Oklahoma
Commercial Auto Loss Costs - IN	IN	03/05	New Loss Costs for Commercial Auto in Indiana
New Mexico Homeowners	NM	04/05	Revised Homeowners rates to be implemented
Oklahoma Homeowners	OK	04/05	Revised Homeowners rates and new coverage forms
Redeem Tokens of Appreciation	ALL	04/05	Now is the time to redeem your Tokens of Appreciation
Uninsured Motorists Coverage	NM	04/05	Uninsured Motorists Coverage Stacked/Non-Stacked Limits
Financial Responsibility Limits	OK	04/05	Auto Financial Responsibility Limits Revised
General Liabilitity Loss Costs	NC	04/05	General Liability Loss Costs and Revised Multiplier to be implemented
Commercial Property Loss Costs	VA	06/05	Commercial Property Loss Costs to be implemented
Withdraw Page GDM-HO-1	NM	04/05	Withdrawal Exception Page GDM-HO-1 (Crime T.R.A.P.)
Mississippi Dwelling	MS	05/05	Rates, rules and forms have been filed for automating Mississippi Dwelling
Mississippi Commercial Property	MS	05/05	Commercial Property Loss Costs to be implemented
Indiana Workers Compensation	IN	05/05	NCCI revised rates for Workers Compensation to be applied on 05/01/2005
Virginia Revised Company Multiplier	VA	07/05	General Liability company multiplier has been revised effective 07/01/2005
North Carolina Commercial Auto	NC	05/05	North Carolina Reinsurance Facility has issued revised Commercial Auto rates
Commercial Auto Revised Loss Costs	AR	06/05	Commercial Auto Loss Costs have been revised
Arkansas Homeowners	AR	05/05	Homeowners no longer driven by Auto
NM Commercial Auto Loss Costs	NM	05/05	Loss Costs to be implemented
TN General Liability Loss Costs	TN	06/05	Loss Costs to be Implemented
TN BOP Revised Loss Costs	TN	06/05	Businessowners Loss Costs to be revised
Monoline Homeowners Returns	NC	05/05	Monoline Homeowners returns in North Carolina - Auto support no longer requried
Revised Personal Auto Rates	MS	06/05	Rates will apply to policies written on or after June 1, 2005
Revised Homeowners Rates	NC	08/05	Homeowners Revised Rates in North Carolina
Fire/Allied Loss Costs	NC	08/05	Commercial Fire/Allied Lost Costs to be implemented in North Carolina
OK Commercial Auto LC	OK	07/05	Oklahoma Commercial Auto Revised Loss Costs
VA Businessowners	VA	08/05	Loss Costs to be implemented on Virginia Businessowners
AZ Commercial Property Optional Enhancements	AZ	07/05	View the revised form and compare it to the prior version.
TN Commercial Property Optional Enhancements	TN	07/05	View the revised form and compare it to the prior version.
NC Commercial Property Optional Enhancements	NC	08/05	View the revised form and compare it to the prior version.
VA Commercial Property Optional Enhancements	VA	08/05	View the revised form and compare it to the prior version.
AR Commercial Property Optional Enhancements	AR	07/05	View the revised form and compare it to the prior version.
IN Commercial Property Optional Enhancements	IN	07/05	View the revised form and compare it to the prior version.
MS Commercial Property Optional Enhancements	MS	07/05	View the revised form and compare it to the prior version.
OK Commercial Property Optional Enhancements	OK	07/05	View the revised form and compare it to the prior version.
Revised Personal Auto Rates for Indiana	IN	07/05	Indiana Revised Personal Auto Rates
Virginia Commercial Auto	VA	09/05	Revised Loss Costs and Rules for Commercial Auto
Policy Size Credits	OK	07/05	Credits are available based on the size of premium for our Commercial Property, Businessowners, and General Liability programs
NM Commercial Property Optional Enhancements	NM	07/05	View the revised form and compare it to the prior version.
Revised Personal Auto Rates NM	NM	08/05	Revised Personal Auto rates including the option for Stacked Rates
Businessowners Loss Costs and Company Multiplier	IN	08/05	Loss Costs and Company Multipliers to be implemented
General Liability Loss Costs MS	MS	08/05	Mississippi General Liability Loss Costs to be implemented
Personal Auto Exception Pages	NC	08/05	New Policy Credits may be available and changes to our Premier Program
Personal Auto Rates	AR	08/05	Revised Loss Costs for Arkansas Personal Auto
Homeowners Rates	MS	08/05	Revised Homeonwners Rates for Mississippi
Homeowners no longer driven by auto	MS	08/05	Supporting Personal Auto for new Mississippi Homeowners is no longer required
NCRF revised rates	NC	10/05	The North Carolina Reinsurance Facility has revised Private Passenger Auto rates
NCRF Clean Risk Allocation surcharge	NC	10/05	The North Carolina Reinsurance Facility has established a clean risk surcharge allocation of 9.71%
Arkansas General Liability	AR	09/05	General Liability Loss Costs to be Implemented
Arkansas Commercial Fire / Allied Lines	AR	09/05	Commercial Fire / Allied Lines Loss Costs to be Implemented
Arizona Commercial Fire / Allied Lines	AZ	09/05	Commercial Fire / Allied Lines Loss Costs to be Implemented
Mississippi Commercial Auto	MS	09/05	Commercial Auto Loss Costs to be Implemented
New Mexico General Liability	NM	09/05	General Liability Loss Costs to be Implemented
Workers Compensation	IN, NC	09/05	Workers Compensation policies now apply towards your Token of Appreciation program
New Payment Options	NC, TN, VA	09/05	Electronic Payments Options are now available
Businessowners Loss Costs Revision	AZ	10/05	ISO has provided revised Loss Costs for Businessowners applicable on or after 10/01/2005
Homeowners Revised Rates	OK	10/05	Revised Rates for Oklahoma Homeowners applicable on or after 10/01/005
October Token of Appreciation Bonus	NC, TN, VA	10/05	During October, new Businessowners policies earn more in our Token of Appreciation progam.
Token of Appreciation program draws to a close	All	10/05	The Token of Appreciation program will draw to a close on 10/31/05. Be sure to redeem your tokens by 11/30/05.
General Liability quoting on-line	All	10/05	General Liability quoting is now available at the Grain Dealers web site!
General Liability Loss Costs	NC	10/05	New Loss Costs to be implemented on policies effective 12/01/2005
Commercial Auto Loss Costs	NC	10/05	New Loss Costs to be implemented on policies effective 12/01/2005
Businessowners Loss Costs and Company Multiplier	NC	10/05	New Loss Costs and Company Multiplier to be implemented on policies effective on or after 12/15/2005
Arizona Commercial Auto Loss Costs	AZ	10/05	Revised Loss Costs to be implemented on policies written on or after 11/01/05
Commercial Property	TN	11/05	A revised Company Multiplier will apply to all Commercial Property policies written on or after 11/01/2005
Arkansas Revised Dwelling Loss Costs	AR	11/05	Revised Loss Costs to be implemented on policies written on or after 11/01/05
Oklahoma Revised Dwelling Loss Costs	OK	11/05	Revised Loss Costs to be implemented on policies written on or after 11/01/05
North Carolina Enhanced Church FOCUS Endorsement	NC	01/06	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
We are on the move!	ALL	11/05	The Home Office of Grain Dealers Mutual Insurance will be relocating
Tennessee Enhanced Church FOCUS Endorsement	TN	12/05	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
More moving details - Home Office agents	AZ,AR,IN,MS,NM,OK	11/05	More information for our Home Office agents regarding the Home Ofice relocation
More moving details - Southeast Office agents	NC,TN,VA	11/05	More information for our Southeast Office agents regarding the Home Office relocation
Arkansas Enhanced Church FOCUS endorsement	AR	12/05	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
Arizona Enhanced Church FOCUS Endorsement	AZ	12/05	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
Indiana Enhanced Church FOCUS Endorsement	IN	12/05	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
Mississippi Enhanced Church FOCUS Endorsement	MS	12/05	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
New Mexico Enhanced Church FOCUS Endorsement	NM	12/05	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
Oklahoma Enhanced Church FOCUS Endorsement	OK	12/05	Compare the enhanced coverages and view the Sexual Misconduct questionnaire
Indiana Workers Compensation rates	IN	01/06	We will adopt NCCI revised rates for Workers Compensation policies written on or after 01/01/2006
Mississippi Personal Auto	MS	01/06	Revised Minimum Financial Responsibility Limits have been increased
Arizona General Liability	AZ	02/06	General Liability Loss Costs to be implemented
2006 Growth Incentive Plan	ALL	01/06	Growth Incentive Plan for 2006 is announced
Indiana Revised Homeowners Loss Costs	IN	02/06	Revised Loss Costs to be implemented on policies written on or after 02/01/06
Indiana Revised Dwelling Loss Costs	IN	02/06	Revised Loss Costs to be implemented on policies written on or after 02/01/06
2006 Compensation Package	ALL	01/06	Details on our 2006 Compensation Package
Increasing Homeowners Binding Authority	AR,IN,MS,NM,NC	02/06	We are increasing your Homeowners Binding Authority
IN Commercial Auto	IN	03/06	Indiana Commercial Auto Revised Loss Costs
IN Commercial Property	IN	03/06	Indiana Commercial Property Revised Loss Costs
NM Monoline Homeowners Returns	NM	04/06	Monoline Homeowners returns in New Mexico - Auto support no longer requried
NC Personal Auto Policy Revisions	NC	05/06	Several Forms and Endorsements have been revised. Will be applied to all policies effective on or after May 1, 2006
OK Homeowners Rates	OK	03/06	Oklahoma Revised Homeowners Rates
AR Commercial Auto	AR	04/06	Arkansas Commercial Auto Revised Loss Costs
OK Commercial Auto	OK	04/06	Oklahoma Commercial Auto Revised Loss Costs
IN General Liability	IN	04/06	Indiana General Liability Loss Costs
NM Homeowner Rates	NM	04/06	New Mexico Revised Homeowner Rates
NC Personal Auto Rates	NC	05/06	North Carolina Revised Personal Auto Rates
TN Commercial Auto Loss Costs	TN	04/06	Tennessee Commercial Auto Revised Loss Costs
Time And Telephone Numbers	ALL	03/06	Indiana Time Change and New Telephone Numbers
Direct Bill Payment Options	ALL	03/06	Multiple Direct Bill Payment Options
OK General Liability	OK	05/06	Oklahoma General Liability Loss Costs
Catch Summer Rays	NC, TN, VA	05/06	New promotion for agents, producers and customer service representatives
AR Homeowners Rates	AR	05/06	Revised Homeowners rates for policies written on or after May 1, 2006
OK Commercial Property	OK	06/06	Oklahoma Commercial Property Loss Costs
MS Personal Auto Rates	MS	06/06	Revised Personal Auto Rates
Arkansas Businessowners	AR	06/06	Businessowners Exception Page
AR Subscription Fire Departments	AR	06/06	Property serviced by Subscription Fire Departments
OK Subscription Fire Departments	OK	06/06	Property serviced by Subscription Fire Departments
VA Commercial Auto	VA	08/06	Virginia Commercial Auto Revised Loss Costs
NC Businessowners	NC	09/06	Credit for Self-Storage Facilities apply with BOP policies effective September 1, 2006
Catch Summer Rays	NC, TN, VA	07/06	Catch Summer Rays Grand Prize Winners announced
General Liability Loss Costs	TN	08/06	We will adopt new Loss Costs on policies written on or after August 1, 2006
Commercial Auto Loss Costs	AR	08/06	We will adopt new Loss Costs on policies written on or after August 1, 2006
Businessowners Loss Cost Multiplier	OK	08/06	We will apply a revised Loss Cost multiplier on policies written on or after August 1, 2006
OK Businessowners Exception Page	OK	08/06	We will apply a 20 percent deviation on Self Storage (class 09411) on policies written on or after August 1, 2006
Commercial Property Loss Cost Multiplier	OK	08/06	We will apply a revised Loss Cost multiplier on policies written on or after August 1, 2006
NM Businessowner Exception Page	NM	08/06	We will apply a 20 percent deviation on Self Storage (class 09411) on policies written on or after August 1, 2006
TN Businessowner Exception Page	TN	08/06	We will apply a 20 percent deviation on Self Storage (class 09411) on policies written on or after August 1, 2006
Accounting Information on our web site	ALL	08/06	Beginning August 1, 2006, we will discontinue mailing paper notification for Warning of Cancellation & Reinstatement Activity and Canceled Accounts Reports. This information is readily available on our Web Site.
IN Businessowner Exception Page	IN	07/06	We will apply a 20 percent deviation on Self Storage (class 09411) on policies written on or after July 1, 2006
AR Businessowner Exception Page	AR	07/06	We will apply a 20 percent deviation on Self Storage (class 09411) on policies written on or after June 1, 2006
NC Self Storage Facilities form	NC	08/06	Grain Dealers has revised its form FBP 60 41. The changes will apply to all policies effective on or after October 1, 2006
IN Self Storage Facilities form	IN	07/06	Grain Dealers has revised its form FBP 60 41. The changes will apply to all policies effective on or after July 1, 2006
TN Self Storage Facilities form	TN	09/06	Grain Dealers has revised its form FBP 60 41. The changes will apply to all policies effective on or after September 1, 2006
AR Self Storage Facilities form	AR	09/06	Grain Dealers has revised its form FBP 60 41. The changes will apply to all policies effective on or after September 1, 2006.
MS Self Storage Facilities form	MS	09/06	Grain Dealers has revised its form FBP 60 41. The changes will apply to all policies effective on or after September 1, 2006.
VA Businessowners Exception Page	VA	09/06	We will apply a 20 percent deviation on Self Storage (class 09411) on policies written on or after September 1, 2006
TN Commercial Auto Loss Cost	TN	09/06	We have revised our Loss Cost multipliers for Commercial Auto. We will apply the revision on policies written or or after September 1, 2006
Fire and Allied Loss Costs to be implemented	AZ	09/06	The Insurance Services Office has issued revised loss costs to apply to Commercial Fire/Allied Lines. We will apply these loss costs to all policies written on or after September 1, 2006
General Liability Loss Costs to be implemented	NM	09/06	Last December, you should have received new General Liability loss costs from the Insurance Services Office. Grain Dealers Mutual Insurance Company will be adopting these loss costs on policies written on or after September 1, 2006
Loss Runs available by policy number	ALL	09/06	You may now view loss history by policy number
MS Commercial Auto Loss Costs	MS	09/06	You should have received manual pages from ISO containing new loss costs. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after September 1, 2006
Revised Commercial Property Loss Cost Multiplier	MS	09/06	Grain Dealers Mutual Insurance Company has revised our Company loss cost multiplier for Commercial Property. We will apply this revision to all policies written on or after September 1, 2006.
OK Self Storage Facilities form	OK	09/06	Grain Dealers has revised its form FBP 60 41. The changes will apply to all policies effective on or after September 1, 2006
OK Revised Commercial Auto Loss Costs	OK	09/06	The Insurance Services Office has issued new loss costs to apply to Commercial Auto. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after September 1, 2006.
VA Self Storage Facilities form	VA	09/06	Grain Dealers has revised its form FBP 60 41. The changes will applu to all policies effective on or after September 1, 2006
Homeowners Underwriting Restrictions Relaxed	IN	08/06	Effective immediately, Grain Dealers Mutual Insurance Company will no longer require supporting personal automobile business with new homeowners accounts.
Homeowners Underwriting Restrictions Removed	AR	08/06	Effective immediately, Grain Dealers Mutual Insurance Company has eliminated the underwriting restrictions previously imposed on unsupported homeowners business.
Policy Expiration Lists available on-line	ALL	08/06	Rather than watching your mailbox for a monthly expiration list, you can now go to our web site and generate a list when you need it.
NM Self Storage Facilities form	NM	09/06	Grain Dealers has revised its form FBP 60 41. The changes will apply to all policies effective on or after September 1, 2006.
Printers Special Endorsement	IN	09/06	Grain Dealers has revised its form FBP 60 40. The changes will apply to all policies written on or after September 1, 2006.
AZ Businessowners Exception Page	AZ	09/06	We will apply a 20 percent deviation on Self Storage (class 09411) on policies written on or after September 15, 2006
Get FREE GAS with a BOP on self-storage facilities	TN, VA	09/06	Every time you sell a Grain Dealers Mutual Businessowners Policy with the new Self-Storage Enhancement Endorsement that generates a premium of $1,000 or more, you will receive a FREE $10 Gas Card
Residential Reconstruction Cost Estimator	ALL	09/06	We have developed a new tool for calculating reconstruction cost for homeowners and dwellings.
Revised Form FBP 60 40	IN	09/06	On August 29, 2006, we sent you a bulletin regarding a revision to form FBP 60 40 (Printers Special Endorsement). After further review, we've modified the form
Get FREE GAS with a BOP on self-storage facilities	ALL	09/06	New Form, Better Rates, & Free Gas
Revised Personal Auto Rates	IN	10/06	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Personal Auto. These rates will apply to policies written on or after October 1, 2006, instead of ISO's effective date of February 1, 2006.
Personal Auto Rates	NC	11/06	The North Carolina Rate Bureau has issued revised Personal Auto rates (see Circular Letter dated July 19, 2006). These rates are applicable to all new and renewal policies effective on or after November 15, 2006.
Revised Form FBP 60 40	TN	10/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
General Liability Revised Minimum Premium	OK	10/06	Grain Dealers Mutual Insurance Company has revised its General Liability minimum premium. We have changed our minimum premium from $100 to $200. This change will apply to all policies written on or after October 1, 2006.
OK Revised Form FBP 60 40	OK	10/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
AZ Revised Form FBP 60 40	AZ	10/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
AR Revised Form FBP 60 40	AR	10/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
NM Revised Form FBP 60 40	NM	10/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
MS Revised Form FBP 60 40	MS	10/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
Revised Commercial Auto Loss Costs	NM	10/06	Insurance Services Office has revised loss costs for Commercial Auto. These rates will apply to policies written on or after October 1, 2006, instead of ISO's effective date of November 1, 2005.
Revised General Liability Loss Costs	AR	10/06	You should have received manual pages from ISO containing new loss costs. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after October 1, 2006.
Get FREE GAS with a BOP on self-storage facilities	NC	10/06	Every time you sell a Grain Dealers Mutual Businessowners Policy with the new Self-Storage Enhancement Endorsement that generates a premium of $1,000 or more, you will receive a FREE $10 Gas Card.
NC Revised Form FBP 60 40	NC	11/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
VA Revised Form FBP 60 40	VA	11/06	Grain Dealers Mutual Insurance Company has revised its form FBP 60 40 (Printers Special Endorsement) so that it tracks with ISO.
Fire/Allied Loss Costs to be implemented	NC	12/06	The Insurance Services Office has issued new loss costs to apply to Commercial Fire and Allied Lines. Grain Dealers Mutual Insurance Company will apply these loss costs to policies effective December 1, 2006.
A better way to deal with Dwellings	NC	10/06	Effective January 1, 2007, Grain Dealers Mutual Insurance Company will be converting all tenant-occupied dwelling policies to Commercial Lines. Owner-occupied dwelling policies will no longer be written.
Revised Commercial Auto Loss Costs	AZ	11/06	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto. These rates apply to policies written on or after November 1, 2006.
Managing Windstorm Exposures	NC	10/06	As part of a Catastrophe Management Plan implemented by Grain Dealers Mutual Insurance Company, we will strictly monitor and regulate our windstorm exposure to personal property in your state.
Revised Personal Auto Rates - NM	NM	11/06	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Personal Auto. These rates will apply to policies written on or after November 1, 2006.
A new way to deal with Dwellings	TN, VA	10/06	Effective immediately, Grain Dealers Mutual Insurance Company will provide insurance protection for eligible tenant-occupied dwellings on Commercial Property Forms.
Commercial Property Loss Costs to be Implemented	VA	01/07	The Insurance Services Office has issued new loss costs to apply to Commercial Property. Grain Dealers Mutual Insurance Company will apply these loss costs to policies effective on or after January 1, 2007.
On-line Payments now accepted	ALL	12/06	Insureds can now make premium payments on-line using VISA, MasterCard, or Electronic Check.
Instead of shopping your BOPS, our BOPS let you shop	NC, TN, VA	01/06	Beginning January 1, 2007, Grain Dealers Mutual Insurance Company will give you a $10 Wal-Mart Gift Card for every new Businessowners Policy quoted and written with us that generates a premium of $1,000 or more
Commercial Auto Physical Damage Loss Costs Multiplier to be implemented	NC	01/07	We have revised our Company Loss Cost Multiplier for Commercial Auto Physical Damage. This change will apply to all policies effective on or after March 1, 2007.
You take the Credit	ALL	01/07	Agents are now authorized to apply up to 20% IRPM credits to BOP quotations generated on our web site.
Personal Inland Marine	OK	02/07	Grain Dealers Mutual Insurance Company will be adopting new Personal Inland Marine rates for policies written on or after February 1, 2007.
Commercial Auto revised Loss Cost Multipliers	AR	02/07	Grain Dealers Mutual Insurance Company has revised our rates for Commercial Auto. These revised rates will apply to policies written on or after February 1, 2007.
Commercial Auto Revised Loss Cost Multipliers	AZ	02/07	Grain Dealers Mutual Insurance Company has revised our rates for Commercial Auto. These revised rates will apply to policies written on or after February 1, 2007.
Commercial Auto Loss Cost Multipliers Revised	IN	02/07	Grain Dealers Mutual Insurance Company has revised our rates for Commercial Auto. These revised rates will apply to policies written on or after March 1, 2007.
Commercial Property Loss Cost to be implemented	NM	02/07	You should be receiving manual pages from the Insurance Services Office that provide revised loss costs for Commercial Property. These rates will apply to policies written on or after February 1, 2007.
General Liability Loss Costs to be Implemented	NM	03/07	Last August, you should have received new General Liability loss costs from the Insurance Services Office. Grain Dealers Mutual Insurance Company will be adopting these loss costs on policies written on or after March 1, 2007.
Opening the Door on Personal Dwellings	AZ	02/07	Effective immediately, Grain Dealers Mutual Insurance Company will offer insurance protection for eligible tenant-occupied dwellings on Commercial Property forms.
Revised Dwelling Loss Costs	OK	03/07	You should have received manual pages from ISO containing new loss costs for Dwelling Property and Dwelling Liability. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after March 1, 2007.
Revised Homeowner Rates	NC	05/07	The North Carolina Rate Bureau has issued revised Homeowners rates (Circular Letter dated January 25, 2007). These rates are applicable to all new and renewal policies effective on or after May 1, 2007.
Relaxing Our Restaurant Guidelines	ALL	03/07	Grain Dealers Mutual Insurance Company has revised the Underwriting Guidelines for restaurants.
Self-Storage Facilities on a Commercial Package Policy	AR	04/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
Self-Storage Facilities on a Commercial Package Policy	MS	04/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
Self-Storage Facilities on a Commercial Package Policy	OK	04/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
Revised Personal Auto Rates	IN	04/07	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Personal Auto. These rates will apply to policies written on or after April 1, 2007, instead of ISO's effective date of January 1, 2007.
More Autos than Operators Credit	MS	04/07	In a household where there are more automobiles than licensed operators, we will apply a discount to the number of automobiles in excess of the number of licensed operators.
Self Storage Facilities on a Commercial Package Policy	TN	04/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
Personal Auto "Bingo" Incentive	AR,IN,MS,NM,OK	04/07	Beginning April 1, 2007, through July 1, 2007, Grain Dealers Mutual Insurance Company will be offering a monetary incentive to write personal auto business.
North Carolina Personal Auto "Bingo" Incentive	NC	04/07	Beginning April 1, 2007, through July 1, 2007, Grain Dealers Mutual Insurance Company will be offering a monetary incentive to write personal auto business.
Oklahoma General Liability Loss Costs	OK	05/07	The Insurance Services Office has issued new loss costs to apply to General Liability policies. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after May 1, 2007.
Self-Storage Facilities on a Commercial Package Policy	NC	06/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
General Liability Loss Costs to be Implemented	TN	04/07	Grain Dealers Mutual Insurance Company will be adopting new loss costs on policies written on or after April 1, 2007.
Self-Storage Facilities on a Commercial Package Policy	AZ	04/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
Self-Storage Facilities on a Commercial Package Policy	IN	04/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
Self Storage Facilities on a Commercial Package Policy	NM	05/07	We are now offering Form GDM CP 60 41 02 07 (Self-Storage Facilities) that allows us to write Self-Storage Facilities on a Commercial Package Policy.
General Liability Loss Costs to be Implemented	MS	06/07	Grain Dealers Mutual Insurance Company will apply loss costs to policies written on or after June 1, 2007, instead of ISO's effective date of August 1, 2005.
Revised Personal Auto Rates	MS	06/07	These rates will apply to policies written on or after June 1, 2007.
Commercial Auto Loss Costs and Company Multipliers to be Implemented	TN	06/07	Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after June 1, 2007, instead of ISO's effective date of February 1, 2007.
Bingo is almost Bingone	AR,IN,MS,NC,NM,OK	07/07	The current monetary incentive to write personal auto business with Grain Dealers Mutual Insurance Company will end on July 1, 2007
Personal Auto On-line Application	AR,IN,MS,NM,NC,OK	06/07	Grain Dealers Mutual Insurance Company has a new on-line application for Personal Auto.
EFT Authorization Agreement	AR,IN,MS,NM,NC,OK	06/07	A completed agreement for Electronic Funds Transfer is required to access the new Personal Auto on-ine application.
Agent Committee Meetings	ALL	07/07	During the first week of May, Grain Dealers Mutual Insurance Company met with agency representatives from each of the nine states where we conduct business.
General Liability Loss Costs to be Implemented	AZ	07/07	Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after July 1, 2007.
General Liability Loss Costs to be Implemented	IN	07/07	Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after July 1, 2007.
Commercial Auto Revised Loss Costs	VA	08/07	These rates apply to policies effective on or after August 1, 2007.
Sweeping changes on the GDM web site	ALL	07/07	Now you can easily and electronically transmit funds that you have collected on behalf of GDM. To utilize this tool, you must provide us with an EFT Authorization Agreement.
Credit for Self-Storage Facilities on CPP	MS	08/07	We will apply a 20% credit on Self-Storage Facilities when written on a Commercial Package Policy. The credit will apply to all policies written on or after August 1, 2007.
Asbestos Exclusion Form Implemented	AR	08/07	We have filed an Asbestos Exclusion Form (AE 00 10 06 07) due to a requirement from our reinsurer.
Asbestos Exclusion Form Implemented	IN	08/07	We have filed an Asbestos Exclusion Form (AE 00 10 06 07) due to a requirement from our reinsurer.
Asbestos Exclusion Form Implemented	OK	08/07	We have filed an Asbestos Exclusion Form (AE 00 10 06 07) due to a requirement from our reinsurer.
Crank up the Volume!	IN	08/07	Crank up your premium volume and we'll give you an iPod Nano
Crank up the Volume!	NC	08/07	Crank up your premium volume and we'll give you an iPod Nano
Crank up the Volume!	AR,AZ,MS,NM,OK,TN,VA	08/07	Crank up your premium volume and we'll give you an iPod Nano
Asbestos Exclusion Form Implemented	TN	08/07	We have filed an Asbestos Exclusion Form (AE 00 10 06 07) due to a requirement from our reinsurer.
Asbestos Exclusion Form Implemented	MS	08/07	We have filed an Asbestos Exclusion Form (AE 00 10 06 07) due to a requirement from our reinsurer.
Turning Action in Progress!	ALL	07/07	Based on information gathered at the Agents' Committee meeting in May, Grain Dealers Mutual Insurance Company has implemented and undertaken several initiatives.
Asbestos Exclusion Form Implemented	NC	10/07	We have filed an Asbestos Exclusion (AE 00 10 06 07) due to a requirement from our reinsurer.
General Liability Loss Costs to be Implemented	NC	10/07	The Insurance Services Office has issued new loss costs to apply to General Liability
North Carolina Reinsurance Facility Recoupment revised	NC	10/07	The North Carolina Reinsurance Facility has established a "clean risk" allocation surcharge of 2.48% (before inclusion of agent compensation).
Personal and Commercial Lines Wind/Hail Deductibles by County	NM	09/07	Effective September 1, 2007, a 1% wind/hail deductible will be placed on all new Homeowners (HO-3) policies in New Mexico in the following counties: Curry, Chaves, DeBaca, Eddy, Lea, and Roosevelt.
Commercial Auto Loss Costs to be Implemented	MS	09/07	You should have received manual pages from ISO containing new loss costs. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after September 1, 2007.
Commercial Fire/Allied Lines Loss Costs to be Implemented	AZ	09/07	The Insurance Services Office has issued revised loss costs to apply to Commercial Fire/Allied Lines. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after September 1, 2007.
Commercial Property Loss Cost Multiplier Revised	AR	09/07	Grain Dealers Mutual Insurance Company has revised our Company loss cost multiplier for Commercial Property. We will apply this revision to all policies written on or after September 1, 2007.
Identity Fraud Coverage Added to our Homeowners Policy	AR	09/07	Many people are financially impacted by identity fraud each year. Grain Dealers is providing $15,000 coverage to our Homeowners policies to protect our insureds.
Identity Fraud Coverage Added to our Homeowners Policy	IN	09/07	Many people are financially impacted by identity fraud each year. Grain Dealers is providing $15,000 coverage to our Homeowners policies to protect our insureds.
Identity Fraud Coverage Added to our Homeowners Policy	MS	09/07	Many people are financially impacted by identity fraud each year. Grain Dealers is providing $15,000 coverage to our Homeowners policies to protect our insureds.
Identity Fraud Coverage Added to our Homeowners Policy	NC	09/07	Many people are financially impacted by identity fraud each year. Grain Dealers is providing $15,000 coverage to our Homeowners policies to protect our insureds.
Identity Fraud Coverage Added to our Homeowners Policy	NM	09/07	Many people are financially impacted by identity fraud each year. Grain Dealers is providing $15,000 coverage to our Homeowners policies to protect our insureds.
Identity Fraud Coverage Added to our Homeowners Policy	OK	09/07	Many people are financially impacted by identity fraud each year. Grain Dealers is providing $15,000 coverage to our Homeowners policies to protect our insureds.
Homeowners Moratorium Lifted in certain counties	OK	09/07	Effective September 1, 2007, we will begin writing new homeowners in all counties except Tulsa and Oklahoma.
Crank Up The Volume Some More	ALL	09/07	To allow you more time to get your August policies to us, Grain Dealers Mutual Insurance Company will extend our iPod giveaway incentive until September 14.
Sweep Form, Commisions, On-line Application and more	NC,TN,VA	09/07	We're continuously improving to make working with Grain Dealers even easier!
Sweep Form, Commisions, On-line Application and more	AR,AZ,IN,MS,NM,OK	09/07	We're continuously improving to make working with Grain Dealers even easier!
Commercial Property Loss Costs and Company Multiplier to be implemented	TN	09/07	Grain Dealers Mutual Insurance Company will apply revised ISO loss costs and a revised Company multiplier to policies written on or after September 1, 2007
AR Commercial Automobile Optional Coverage Enhancement	AR	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
AZ Commercial Automobile Optional Coverage Enhancement	AZ	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
IN Commercial Automobile Optional Coverage Enhancement	IN	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
MS Commercial Automobile Optional Coverage Enhancement	MS	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
NC Commercial Automobile Optional Coverage Enhancement	NC	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
NM Commercial Automobile Optional Coverage Enhancement	NM	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
OK Commercial Automobile Optional Coverage Enhancement	OK	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
TN Commercial Automobile Optional Coverage Enhancement	TN	10/07	We have a new Commercial Automobile Optional Coverage Enhancement Form, GDM CA 01 07 07.
Commercial Fire/Allied Lines Loss Costs to be Implemented	AR	10/07	The Insurance Services Office has issued revised loss costs to apply to Commercial Fire/Allied Lines.
General Liability Loss Cost Multiplier to be Implemented	AR	10/07	Grain Dealers Mutual Insurance Company has updated our Loss Cost Multiplier for Arkansas General Liability.
For An Old Company, We Move Pretty Fast	ALL	10/07	Grain Dealers Mutual Insurance Company continues to make noteworthy strides forward as a result of some of the suggestions and comments heard at the Agents' Committee meeting in May of this year.
Revised Personal Auto Rates	NM	11/07	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Personal Auto. These rates will apply to policies written on or after November 1, 2007.
Commercial Property - Loss Cost Multiplier Revised	MS	11/07	Grain Dealers Mutual Insurance Company has revised our Company loss cost multiplier for Commercial Property. We will apply this revision to all policies written on or after November 1, 2007.
Revised Oklahoma Homeowners Minimum Premium	OK	12/07	Grain Dealers Mutual Insurance Company has revised its Homeowners Minimum Premium
Revised Oklahoma Dwelling Minimum Premium	OK	12/07	Grain Dealers Mutual Insurance Company has revised its Dwelling Minimum Premium
Revised Mississippi Homeowners Minimum Premium	MS	12/07	Grain Dealers Mutual Insurance Company has revised its Homeowners Minimum Premium
Revised Mississippi Dwelling Minimum Premium	MS	12/07	Grain Dealers Mutual Insurance Company has revised its Dwelling Minimum Premium
Revised Arkansas Homeowners Minimum Premium	AR	12/07	Grain Dealers Mutual Insurance Company has revised its Homeoweners Minimum Premium
Revised Arkansas Dwelling Minimum Premium	AR	12/07	Grain Dealers Mutual Insurance Company has revised its Dwelling Minimum Premium
Revised Indiana Homeowners Minimum Premium	IN	12/07	Grain Dealers Mutual Insurance Company has revised its Homeowners Minimum Premium
Revised Indiana Dwelling Minimum Premium	IN	12/07	Grain Dealers Mutual Insurance Company has revised its Dwelling Minimum Premium
Revised Indiana Personal Auto Rates	IN	12/07	These rates will apply to policies written on or after December 1, 2007.
Revised New Mexico Homeowners Minimum Premium	NM	12/07	Grain Dealers Mutual Insurance Company has revised its Homeowners minimum premium from $100 to $150. This change will apply to all policies written on or after December 1, 2007.
Revised New Mexico Commercial Lines Minimum Premium	NM	12/07	Grain Dealers Mutual Insurance Company has revised its General Liability, Commercial Property, and Commercial Auto minimum premium from $100 to $300. This change will apply to all policies written on or after December 1, 2007
Revised Arizona Commercial Auto Loss Costs	AZ	12/07	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto. These rates apply to policies written on or after November 1, 2007.
Revised Commercial Lines Minimum Premium	AR	12/07	Grain Dealers Mutual Insurance Company has revised its Commercial Property, General Liability, and Commercial Auto minimum premiums from $100 to $300.
Commercial Property Loss Costs Implemented	VA	01/08	The Insurance Services Office has issued new loss costs to apply to Commercial Property. This change will produce an overall rate change of -1.7%.
General Liability Loss Costs to be Implemented	AR	12/07	You should have received manual pages from ISO containing new loss costs. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after December 1, 2007.
Revised Commercial Lines Minimum Premium	AZ	12/07	Grain Dealers Mutual Insurance Company has revised its Commercial Property, General Liability, and Commercial Auto minimum premiums from $100 to $300.
Revised Commercial Lines Minimum Premium	NC	12/07	Grain Dealers Mutual Insurance Company has revised its Commercial Property and General Liability minimum premiums from $200 to $250. This change will apply to all policies effective on or after January 1, 2008.
Revised Commercial Lines Minimum Premium	MS	12/07	Grain Dealers Mutual Insurance Company has revised its Commercial Auto and General Liability minimum premiums from $200 to $300. This change will apply to all policies written on or after December 14, 2007.
Dwelling Liability Loss Costs to be Implemented	OK	01/08	The Insurance Services Office has issued revised loss costs to apply to Dwelling Liability. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after January 1, 2008. The overall rate change is -13.2%.
Please welcome Dan Lozano	AZ, NM	01/08	Grain Dealers Mutual Insurance Company is proud to introduce your new Arizona and New Mexico Field Representative.
Revised Commercial Property Minimum Premium	MS	01/08	Grain Dealers Mutual Insurance Company has revised its Commercial Property minimum premium from $200 to $300. This change will apply to all policies written on or after February 1, 2008.
Commercial Auto Loss Costs to be Implemented	TN	01/08	You should have received new Commercial Auto Loss Costs from the Insurance Services Office. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after February 1, 2008.
Grow and Go!	ALL	01/08	We know you deserve a vacation! We want to give you one! Increase your written premium with Grain Dealers Mutual Insurance Company by as little as $25,000 in 2008 and you can earn a weekend getaway.
Revised Arkansas Homeowners Rates	AR	02/08	Grain Dealers Mutual Insurance Company has revised our Homeowners rates for policies written on or after February 1, 2008. This change will produce an overall decrease of 13%.
Indiana Commercial Lines Minimum Premium	IN	02/08	Grain Dealers Mutual Insurance Company has revised its Commercial Property, General Liability, and Commercial Auto minimum premiums from $200 to $300. This change will apply to all policies written on or after February 1, 2008.
Oklahoma Commercial Lines Minimum Premium	OK	02/08	Grain Dealers Mutual Insurance Company has revised its Commercial Auto minimum premium from $100 to $300. This change will apply to all policies written on or after February 1, 2008.
Oklahoma Personal Auto Rates	OK	02/08	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Personal Auto. These rates will apply to policies written on or after February 1, 2008, instead of ISO's effective date of October 1, 2007.
Indiana Commercial Auto Revised Loss Costs	IN	03/08	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto. These rates apply to policies written on or after March 1, 2008.
New Mexico Commercial Property Revised Loss Costs	NM	03/08	You should be receiving manual pages from the Insurance Services Office that provide revised loss costs for Commercial Property. These rates will apply to policies written on or after March 1, 2008.
New Mexico Policy Size Credit Available	NM	03/08	We have filed credits based on size of premium for our Businessowners, Commercial Property, and General Liability programs.
Arizona Policy Size Credit Available	AZ	03/08	We have filed credits based on size of premium for our Businessowners, Commercial Property, and General Liability programs.
Arkansas Policy Size Credit Available	AR	03/08	We have filed credits based on size of premium for our Businessowners, Commercial Property, and General Liability programs.
Revised Commercial Crime Minimum Premium	IN	02/08	Grain Dealers Mutual Insurance Company has revised its Commercial Crime minimum premium to $300.
Quote and Shop	AR, AZ, IN, NM	03/08	Effective immediately, Grain Dealers Mutual Insurance Company's Commercial Lines Department would like to reward you for all your hard work.
Tennessee General Liability Loss Costs to be Implemented	TN	04/08	You should have received General Liability loss cost pages from ISO. Grain Dealers Mutual Insurance Company will apply these revised loss costs to all policies written on or after April 1, 2008.
Revised Loss Costs and Multiplier	NC	06/08	The Insurance Services Office has issued new loss costs to apply to Commercial Auto. Also, we have revised our Company Loss Cost Multipliers for Commercial Auto.
Tennssee Policy Size Credit Available	TN	05/08	We have filed credits based on size of premium for our Businessowners, Commercial Property, and General Liability programs.
Oklahoma General Liability Loss Costs	OK	05/08	The Insurance Services Office has issued new loss costs to apply to General Liability policies. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after May 1, 2008.
Arkansas Commercial Crime Minimum Premium	AR	05/08	Grain Dealers Mutual Insurance Company has revised its Commercial Crime minimum premium.
Arizona Commercial Crime Minimum Premium	AZ	05/08	Grain Dealers Mutual Insurance Company has revised its Commercial Crime minimum premium.
Oklahoma Commercial Property Minimum Premium	OK	05/08	Grain Dealers Mutual Insurance Company has revised its Commercial Property minimum premium from $200 to $300.
Errors and Omissions Insurance	ALL	04/08	Errors and Omissions Insurance coverage is available from NAMICO and NAMIC Insurance Agency for insurance agents appointed with NAMIC members.
Arkansas Commercial Lines Underwriting Team	AR	04/08	Roy Bowen and Sarah Burch are anxious to begin serving your agency's needs.
Indiana Commercial Lines Underwriting Team	IN	04/08	Roy Bowen and Sarah Burch are anxious to begin serving your agency's needs
Virginia Policy Size Credit Available	VA	07/08	We have filed credits based on size of premium for our Businessowners, Commercial Property, and General Liability programs.
Arizona Crime Loss Costs To Be Impemented	AZ	06/08	The Insurance Services Office has issued revised loss costs to apply to Commercial Crime. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after June 1, 2008.
Indiana Crime Loss Costs To Be Implemented	IN	06/08	The Insurance Services Office has issued revised loss costs to apply to Commercial Crime. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after June 1, 2008.
Mississippi Revised Personal Auto Rates	MS	06/08	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Personal Auto. These rates will apply to policies written on or after June 1, 2008.
Oklahoma Revised General Liability Minimum Premium	OK	06/08	Grain Dealers Mutual Insurance Company has revised its General Liability minimum premium from $200 to $300. This change will apply to all policies written on or after June 1, 2008.
Virginia Commercial Auto Loss Costs	VA	08/08	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto.
Arkansas Commercial Auto Revised Loss Costs	AR	07/08	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto. These rates apply to policies written on or after July 1, 2008.
Indiana General Liability Loss Costs to be Implemented	IN	07/08	You should have received manual pages from ISO containing new loss costs. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after July 1, 2008,
Indiana Commercial Property Revised Loss Costs	IN	07/08	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Property. These rates apply to policies written on or after July 1, 2008,
Introducing your new Underwriter	AR, IN, OK	06/08	We are pleased to announce that effective June 16, 2008, Bob Killion has joined the Regional Team for your territory.
Introducing your new Underwriter	AZ, MS, NM	06/08	We are pleased to announce that effective June 16, 2008, Sarah Burch has joined the Regional Team for your territory.
Full Payment For New Small Commercial Accounts	ALL	07/08	To reduce the number of small commercial policies being issued and subsequently canceled, all new Direct Bill Commercial Accounts which generate less than $400 annual premium will be required to pay the full annual premium at inception.
Personal Inland Marine Loss Costs, Rules and Forms to be Implemented	AR	08/08	You should have received manual pages from ISO containing new loss costs, rules, and forms for Personal Inland Marine. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after August 1, 2008.
General Liability Loss Costs to be Implemented	MS	08/08	You should have received manual pages from ISO containing new loss costs for General Liability. Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after July 15, 2008.
Personal Lines Underwriting Changes	AR, IN, MS, NC, NM, OK	08/08	Effective immediately, several changes have been made to Grain Dealers Mutual's Personal Lines Underwriting Guidelines.
Recent Insurance Producer Changes	TN	09/08	As a courtesy to our Tennessee agents and the Dept. of Commerce and Insurance, we are to happy to assist in the disseminating of the producer information in this bulletin.
Assisted Living Centers	ALL	10/08	Grain Dealers Mutual Insurance Company is pleased to introduce its Assisted Living Centers program.
Assisted Living Centers Guidelines	ALL	10/08	Guidelines for our new Assisted Living Centers program.
General Liability Loss Costs To Be Implemented	AR	10/08	Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after October 1, 2008.
Personal Inland Marine Loss Costs To Be Implemented	NC	11/08	Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after November 1, 2008.
Commercial Auto Revised Loss Costs	AZ	11/08	These rates apply to policies written on or after November 1, 2008.
General Liability Loss Costs To Be Implemented	AZ	11/08	Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after November 1, 2008.
Paperless Commission Statements	ALL	12/08	Beginning in December 2008, Grain Dealers Mutual Insurance Company will discontinue the practice of mailing paper copies of your monthly Direct Bill Commission Statement.
Commercial Auto Loss Costs To Be Implemented	NC	12/08	Grain Dealers Mutual Insurance Company will apply the loss costs to policies effective on or after December 1, 2008.
Commercial Auto Quotation available on-line	ALL (except NC)	12/08	Quote Commercial Auto has been added to the Quotation Tools feature at www.graindealers.com and is currently available in all states except North Carolina, where it will be added at a later date.
Commercial Fire / Allied Lines Loss Costs to be Implemented	AZ	01/09	The Insurance Services Office has issued revised loss costs to apply to Commercial Fire/Allied Lines. Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after January 1, 2009.
Personal Inland Marine Rates	OK	01/09	Grain Dealers Mutual Insurance Company will be adopting new Personal Inland Marine rates for policies written on or after January 1, 2009.
Additional Web Site Options	ALL	01/09	Grain Dealers Mutual Insurance Company has recently added two new features to our Web Site to enhance customer service.
2008 Growth Incentive	ALL	01/09	Your 2008 Growth Incentive from Grain Dealers Mutual Insurance Company will end as of December 31, 2008. Did you achieve your annual production goals?
Dwelling Property Loss Cost Multiplier	NM	01/09	We have changed our Company Loss Cost Multiplier for Dwelling Property
Personal Inland Marine Rates	NM	01/09	Grain Dealers Mutual Insurance Company will be adopting new Personal Inland Marine rates for policies written on or after February 1, 2009
Indiana Dwelling Property Loss Cost Multiplier	IN	02/09	We have changed our Company Loss Cost Multiplier for Dwelling Property
2009 Compensation Package	ALL	02/09	Grain Dealers Mutual Insurance Company is proud to offer a generous and comprehensive compensation package for our agents
General Commission Schedule	ALL	02/09	This Schedule applies to policies written on and after JANUARY 1, 2008, including all Forms and all Coverages under the policy, unless otherwise indicated
2009 Profit Sharing Commission	ALL	02/09	In addition to the commission otherwise paid by the Company to the Agent, the Company shall pay to the Agent a Profit-Sharing Commission based on the "Loss Ratio" and the volume of business
Commercial Auto Quotation online now available	NC	02/09	Agents and authorized users may now quickly and easily quote Commercial Auto coverage on-line
Dwelling Loss Cost Multiplier	OK	03/09	Grain Dealers Mutual Insurance Company will apply these loss costs to all policies written on or after March 1, 2009.
Reprint Auto ID Cards	ALL	02/09	Agents are now able to print auto ID cards from the Web Site
Workers Compensation Discontinued	IN	02/09	Grain Dealers Mutual Insurance Company will no longer offer Workers Compensation coverage due to low volume and unacceptable loss experience
Workers Compensation Discontinued	NC	02/09	Grain Dealers Mutual Insurance Company will no longer offer Workers Compensation coverage due to low volume and unacceptable loss experience
Ordinary Commission for Personal Property Revised	AR	03/09	Effective March 1, 2009, Grain Dealers Mutual Insurance Company has revised the ordinary commission schedule for all personal property written in the state of Arkansas
Ordinary Commission for Personal Property Revised	NM	03/09	Effective March 1, 2009, Grain Dealers Mutual Insurance Company has revised the ordinary commission schedule for all personal property written in the state of New Mexico
Ordinary Commission for Personal Property Revised	OK	03/09	Effective March 1, 2009, Grain Dealers Mutual Insurance Company has revised the ordinary commission schedule for all personal property written in the state of Oklahoma
Agent Account Current Sweeps	ALL	03/09	Grain Dealers Mutual Insurance Company has added a new link on our web site to offer you the option of paying your monthly agent account payments by sweep.
Arkansas Dwelling Property Loss Cost Multiplier	AR	04/09	We have changed our Company Loss Cost Multiplier for Dwelling Property.
Oklahoma General Liability Loss Costs	OK	04/09	The Insurance Services Office has issued new loss costs to apply to General Liability policies.
Mississippi Dwelling Loss Cost Multiplier	MS	04/09	We have changed our Company Loss Cost Multiplier for Dwelling Property.
If you don't ask . . .	ALL	03/09	We've created the PAR 12 program to reward agents who are willing to commit to one new Commercial Lines policy each month.
What a Screaming Deal	ALL	04/09	Are you ready to get away and enjoy a vacation? I know money is tight, but Grain Dealers has an easy way for you to qualify for a free trip.
Bob Killian Retirement	AR, IN, OK	05/09	Robert L. Killion, Commercial Lines Underwriter III, has retired from Grain Dealers Mutual Insurance Company effective May 1, 2009
Arkansas Personal Lines	AR	05/09	Grain Dealers Mutual Insurance Company has made the strategic business decision to pursue Commercial Lines only in the state of Arkansas
New Mexico Personal Lines	NM	05/09	Grain Dealers Mutual Insurance Company has made the strategic business decision to pursue Commercial Lines only in the state of New Mexico
Tiered Rating	IN, MS, NC, OK	06/09	On June 8, 2009, Grain Dealers Mutual Insurance Company will implement a new tiered rating product for homeowners and personal auto.
Commercial Auto Loss Costs Revised	IN	07/09	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto.
General Liability Loss Costs to be implemented	IN	07/09	You should have received manual pages from ISO containing new loss costs.
General Liability Loss Costs and Increased Limits to be implemented	MS	07/09	You should have received manual pages from ISO containing new loss costs and increased limits for General Liability.
General Liability Loss Costs to be implemented	NM	07/09	Last August, you should have received new General Liability loss costs from the Insurance Services Office.
Trip Incentive continues	ALL	07/09	Because of the overwhelming response to our previous BOP free vacation giveaway, we've decided to extend and EXPAND the offer.
General Liability Loss Costs and Increased Limit Factors to be Implemented	NC	07/09	The Insurance Services Office has issued new loss costs and increased limit factors to apply to General Liability
Commercial Auto Loss Costs to be implemented	NM	08/09	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto.
Revised Dwelling Rates	IN	09/09	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Dwelling.
Commercial Auto Revised Loss Costs	NC	11/09	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto.
Commercial Auto Revised Loss Costs	VA	10/09	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto.
Commercial Auto Revised Loss Costs	AZ	10/09	You should have received manual pages from the Insurance Services Office that provide revised loss costs for Commercial Auto.
General Liability Loss Costs To Be Implemented	AR	10/09	You should have received manual pages from ISO containing new loss costs.
Directors and Officers Mnimum Premium Revision	AR	10/09	We have updated our Directors and Officers Minimum Premium to $150.
Directors and Officers Minimum Premium Revision	AZ	10/09	We have updated our Directors and Officers Minimum Premium to $150.
Directors and Officers Minimum Premium Revision	IN	10/09	We have updated our Directors and Officers Minimum Premium to $150.
Directors and Officers Minimum Premium Revision	NM	10/09	We have updated our Directors and Officers Minimum Premium to $150.
Directors and Officers Minimum Premium Revision	NC	12/09	We have updated our Directors and Officers Minimum Premium to $150.
Directors and Officers Minimum Premium Revision	OK	10/09	We have updated our Directors and Officers Minimum Premium to $150.
Directors and Officers Minimum Premium Revision	TN	10/09	We have updated our Directors and Officers Minimum Premium to $150.
General Liability Loss Costs to be Implemented	AZ	11/09	Grain Dealers Mutual Insurance Company will apply these loss costs to policies written on or after November 1, 2009.
Commercial Auto Revised Loss Costs	MS	11/09	These rates apply to policies written on or after November 1, 2009, instead of ISO's effective date of July 1, 2009.
Directors and Officers Minimum Premium Revision	MS	11/09	We have updated our Directors and Officers Minimum Premium to $150.
Personal Inland Marine Revised Loss Costs to be Implemented	NC	01/10	You should have received manual pages from ISO containing new loss costs for Personal Inland Marine.
General Liability Loss Costs to be Implemented	MS	12/09	You should have received manual pages from ISO containing new loss costs and increased limits for General Liability
General Liability Loss Costs and Company Multiplier to be Implemented	VA	12/09	The Insurance Services Office has issued new loss costs to apply to General Liability
Directors and Officers Minimum Premium Revision	VA	12/09	We have updated our Directors and Officers Minimum Premium. The revised minimum premium is $150.
Commercial Package Policy Writing Minimum Premium Revised	AR	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Package Policy Writing Minimum Premium Revised	AZ	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Package Policy Writing Minimum Premium Revised	IN	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Package Policy Writing Minimum Premium Revised	MS	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Package Policy Writing Minimum Premium Revised	NM	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Package Policy Writing Minimum Premium Revised	OK	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Package Policy Writing Minimum Premium Revised	TN	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Package Policy Writing Minimum Premium Revised	VA	12/09	Grain Dealers Mutual Insurance Company has revised our Commercial Package Policy Writing Minimum Premium
Commercial Property and Package Rating on-line	ALL	12/09	Grain Dealers Mutual Insurance Company is pleased to announce that a new quotation tool is now available.